When we sit down to plan our finances it is tempting to think of this as a staging process. So typically, in our 20s we think about saving for a house. In our 40s, about how we are heading...

Life expectancy has been steadily increasing due to advancements in healthcare, improved living conditions, and healthier lifestyles. As we move toward a future of scientific and technological...

Planning for care fees is crucial as individuals age, facing an aging population and rising costs. It ensures financial security, control over care decisions, and asset protection. This article...

Before you worry about how you are going to manage your money in retirement, put another priority above this. Your happiness. There is no happiness index we can use, but we all tend to know what makes...

Yes, because the difference between financial planning and financial advice and financial management, is that the financial planner is looking way beyond the money side of things. The financial...

Leaving a legacy: What you need to think about When it comes to planning for the future, one important aspect that often gets overlooked is leaving a lasting legacy. While many of us focus on building...

Investing can be an exciting and rewarding endeavour, but it’s important to understand that not all investments are created equal. In the world of finance, what sets successful investors apart from...

In a world of instant gratification and quick fixes, it’s easy to overlook the importance of long-term thinking when it comes to our finances. However, taking a short-sighted approach to financial...

Inheritance tax (IHT) is a topic that often sparks debates among individuals and families when it comes to estate planning. As a UK resident, you may wonder whether it’s worth making the effort to...